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Insurance Companies..

all companies are not created equal, health insurance can cost more or less depending on the plan and the health care society you have chosen to carry that policy with, read our advice on finding and choosing the right company for you, purchasing online, and what to look for in warning signs that your currently company may not stick around. more..

Types of Insurance..

The biggest advantage of private health care companies is the flexibility it provides employees. Also known as indemnity coverage, conventional health care insurance allows individuals to visit any doctor or hospital they want and receive coverage for any treatment covered under the program.
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Faq's..

get the answers to the most commonly asked question on health insurance and insurance policies, including different types, how to know if a company is right for you, the best policies, what is health insurance, and what to expect to pay. more..

Buying Insurance..

Small businesses that have difficulty finding coverage directly from insurers may want to contact their state department of health care to learn about small business group medical care providers in their area. As an alternative, small businesses can join an association that offers group benefits for their members. organizations should be careful to scrutinize the operations of such organizations to ensure that all funds are handled appropriately. more..

Free Advice on a Policy..

The first step in choosing medical insurance for your organization is finding a good broker. A broker is a salesperson who has a state license to sell and service contracts of multiple health care programs or insurers. Some states require that you purchase medical insurance through a broker; others allow you to go directly to insurers. But the benefits of using an insurance broker make it worthwhile in almost any state of affairs. more..

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private health insurance companies blog

Why Medicare For All Might Not Be So Great

09/05/10 12:39 pm

[...] most non-elderly Americans still get their health insurance through their employers. And in general, as long as people are somewhat satisfied with the status quo, most of us tend to be a bit resistant to change. Obviously, people who are currently uninsured are likely to support sweeping changes in the health care [...]

Deciphering Medical Loss Ratio Rules

09/05/10 12:39 pm

Jaan Sidorov of the Disease Management Care Blog has started deciphering the specifics of the Medical Loss Ratio requirements, and it looks like the National Association of Insurance Commissioners (NAIC) is taking a rather inclusive view of medicine in their interpretation of the law. Ever since the MLR minimums were laid out in the [...]

Amendment 63 On The Ballot In Colorado

09/05/10 12:39 pm

Throughout this year, the Independence Institute has been working to get a measure on the ballot in Colorado to block the health care reform legislation that would require everyone to have health insurance starting in 2014. Yesterday, the Colorado Secretary of State confirmed that the amendment supporters have gathered enough signatures to get the [...]

Early Retiree Reinsurance Program Proving Very Popular

09/05/10 12:39 pm

Earlier this summer, HHS announced that businesses could begin submitting applications to the newly-created Early Retiree Reinsurance Program in order to receive federal funding to help pay for retirees’ health insurance until they become eligible for Medicare. To date, 2000 businesses have been approved for the program, and HHS Secretary Kathleen Sebelius says that [...]

Money For Health Insurance Premium Increase Reviews

09/05/10 12:39 pm

[...] Colorado will get $1 million to use for more extensive review of future rate increases, and the Division of Insurance has proposed hiring more analysts and actuaries to examine the data that is filed each year by the insurance carriers. The rate proposals will get more scrutiny, which is a good protective measure [...]

More Americans Skipping Medical Care

09/05/10 12:39 pm

[...] Copays and deductibles have risen for most families over the last few years, even those who don’t have policies that qualify as high deductible. And at the same time, economic stability has decreased for most families. This isn’t a good combination, and Joe’s right about the fact that when people skip necessary [...]