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Copyright 2009,  private health insurance companies

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Insurance Companies..
all companies are not created equal, health insurance can cost more or less depending on the plan and the health care society you have chosen to carry that policy with, read our advice on finding and choosing the right company for you, purchasing online, and what to look for in warning signs that your currently company may not stick around. more..
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Types of Insurance..
The biggest advantage of private health care companies is the flexibility it provides employees. Also known as indemnity coverage, conventional health care insurance allows individuals to visit any doctor or hospital they want and receive coverage for any treatment covered under the program.
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Faq's..
get the answers to the most commonly asked question on health insurance and insurance policies, including different types, how to know if a company is right for you, the best policies, what is health insurance, and what to expect to pay. more..
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Buying Insurance..
Small businesses that have difficulty finding coverage directly from insurers may want to contact their state department of health care to learn about small business group medical care providers in their area. As an alternative, small businesses can join an association that offers group benefits for their members. organizations should be careful to scrutinize the operations of such organizations to ensure that all funds are handled appropriately. more..
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Free Advice on a Policy..
The first step in choosing medical insurance for your organization is finding a good broker. A broker is a salesperson who has a state license to sell and service contracts of multiple health care programs or insurers. Some states require that you purchase medical insurance through a broker; others allow you to go directly to insurers. But the benefits of using an insurance broker make it worthwhile in almost any state of affairs.  more..

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Resurrecting House Calls

07/30/10 7:52 am

[...] Private health insurance companies tend to take some of their cues from Medicare in terms of what they cover, so if Medicare eventually makes home visits more available, it stands to reason that people with private health insurance might also have access to house calls from doctors, even if they can’t afford to pay [...]

Standardizing Payments For Childbirth

07/30/10 7:52 am

[...] that could become the standard payment for all births, regardless of whether a c-section were performed or not. There would be no financial incentive for doctors to opt for c-sections, as they would no longer receive higher compensation for doing so. The tough medical malpractice environment that OBs practice in would likely [...]

Sharing Instead Of Duplicating

07/30/10 7:52 am

[...] some doctors are nervous about such a system because they fear that they would earn less money overall. But he goes on to point out that earning a little less money might be well worth it if your job is easier and you get to spend far less time repeating tasks that someone [...]

If You Ever Get A Rock Stuck In Your Nose

07/30/10 7:52 am

[...] A lot has been said about over-utilization of health care lately, and the need to reduce both cost and utilization in order to make our health care system sustainable. But I have to wonder how many urgent care clinic front desk people would be willing to give out free advice like that, and [...]

Weeding Out The Worst Health Insurance Policies

07/30/10 7:52 am

[...] The new regulations won’t have much of an impact on good-quality policies from reputable health insurance carriers. Those plans already provide solid coverage for essential services. But removing the worst policies from the market – or forcing them to improve their coverage – will protect consumers who might otherwise have bought those [...]

Cavalcade Of Risk – Colorado Rocky Mountain High Edition

07/30/10 7:52 am

We’re in the midst of a beautiful Colorado summer, and the words to John Denver’s Rocky Mountain High (one of our official state songs) were running through my head over the weekend. So this week’s Cavalcade is a tribute to all the beauty that Colorado has to offer. I’m including a few photos [...]

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